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Storms and roofs

Storm, runoff and roof leak water damage

A summer cloudburst, a fast spring melt or a leak that showed up as a ceiling stain. An independent restoration contractor dries the inside; a roofer or other trade fixes the way in.

Water-stained living room ceiling around a light fixture with a bucket catching drips

What it involves

Two problems: the opening and the water

Storm damage usually needs two trades. The roof, window or door that let water in has to be closed, at least temporarily, and the wet materials inside have to be dried or removed. Drying a room while the roof is still open just means doing it twice.

Ceiling leaks spread further than the stain. Water runs along joists and pools on top of drywall and insulation, so a contractor will often check the ceiling from above or open it to see how far the water went.

First steps

During and right after the storm

  • Catch drips and move what you can out of the way
  • Stay clear of a ceiling that bulges or sags
  • Turn off lights and fans in a ceiling that is dripping
  • Cover an opening with a tarp only if it is safe to reach
  • Clear snow and debris from gutters and drains when weather allows
  • Photograph the outside damage as well as the inside

The job

After a storm leak

  1. Temporary cover

    The opening is tarped or boarded so no more water gets in.

  2. Inspection

    Ceilings, walls and attic insulation are checked to see where water travelled.

  3. Removal

    Soaked insulation and ceiling board that can't be saved come out.

  4. Drying

    Equipment runs below and sometimes above the ceiling.

  5. Permanent repairs

    The roof or window is repaired, then the interior finishes.

Salt Lake City

What Salt Lake City asks residents to watch

The city's flooding and spring runoff page advises checking that gutters, downspouts and nearby storm drains are clear of snow and debris before heavy rain and making sure water drains away from the house. It also warns that flash floods can come with no warning (city page).

In April 2023, snowmelt in Emigration Creek overflowed into Wasatch Hollow Park and nearby streets, and hundreds of volunteers filled sandbags that night (2023 flooding events). Salt Lake County lists self-serve sandbag locations for residents.

Call (801) 823-6866

Snowmelt running along a curb past a brick rambler, mountains behind

Questions

Storm & Roof Leak Damage: common questions

Does homeowners insurance cover storm leaks?

The Utah Insurance Department lists wind and wind-driven rain among perils covered under most standard policies, but not interior water damage from a storm when the roof or walls weren't damaged. Read your own policy.

Who should I call first, roofer or restoration contractor?

If water is still coming in, the opening needs covering first. Many restoration contractors can tarp a roof temporarily; the permanent repair is a roofer's job.

Is runoff through a window well a flood?

Policies define flood their own way. Utah's insurance regulator notes that flood damage is generally not covered by a standard homeowners policy. Ask your insurer how they classify water from outside.

Salt Lake Valley

Talk the damage through with a local restoration contractor

A single call reaches an independent contractor that handles water, smoke and mold jobs in Salt Lake City and the surrounding cities. You decide whether to book anything.

Water where it shouldn't be?

The call goes to an independent restoration contractor that takes jobs in the Salt Lake Valley. Describe the source, the rooms involved and when it started.

Call (801) 823-6866

Calls may be recorded for quality and billing. How the line is paid: referral disclosure. What is recorded: privacy.

Call (801) 823-6866